Professional Insurance Services

Professional Insurance Services

Avoid financial and emotional disasters with an excellent insurance policy. Michael Waiters, of M.E. Waiters Financial & Insurance Services, located in Santa Ana, California, helps you find the right insurance policy for you, your family, or your business.


Keep Yourself Protected

Without the proper protection, major family, health, or financial issues can arise and cause emotional, financial, and physical strain on you, your family, or your business. Not having proper protection and investments makes you vulnerable to financial disaster down the road.

Protect yourself with a secure and sound insurance policy from M.E. Waiters Financial & Insurance Services. I am an independent insurance agent providing unbiased information and services to my clients. I work for you and no one else! My insurance services are catered towards individuals, families, and small to large businesses.

The Types of Insurance I Provide Include:

Life Insurance

Protection for your family, keeping the promises you made to your family and potential Tax free retirement income

Disability Insurance

Income Protection/Replacement should you become sick, injured, disabled and can not go back to work

Health Insurance

Coverage for medical issues for you, your family or company employees

Long Term Care Insurance

Provides dollars to share or pay the cost of long term care needs due to the lost of 2 out of 6 ADL’s (activities of daily living).

Geo Blue

International Medical Travel Insurance: Traveling outside the United States and the need for medical care and/or assistance getting back to the United States, not all medical insurance companies will provide coverage and if so, it could be very limited.


General GeoBlue Page: Learn More

Short Term Single Trip
GeoBlue Voyager Essential: Learn More
GeoBlue Voyager Choice: Learn More
Short Term Multi Trip
GeoBlue Trekker Essential: Learn More
GeoBlue Trekker Choice: Learn More
Standard Expatriate
GeoBlue Xplorer Essential: Learn More
GeoBlue Xplorer Premier: Learn More
Crew, Student and Mission Expatriate
GeoBlue Navigator Student: Learn More
GeoBlue Navigator Crew: Learn More
GeoBlue Navigator Missionary: Learn More
Dental/Vision Insurance

Coverage for Dental and Eye Care, exams, cleanings, fillings, etc., glasses and contacts.

Blue Shield has one of the largest dental and vision networks in California, convenience and choice. We have put together some key benefits when discussing:

  • Vision plans:*
    • Blue Shield has competitive vision plans starting as low as $6.50 per month.
    • A Blue Shield vision plan includes access to lenses, frames, and contact lenses every year.
  • Dental plans:
    • HMO and PPO dental plans are available both on-exchange and off-exchange.
    • Dental plans start as low as $10.50 per month.
    • No waiting periods for dental checkups, cleanings, fillings, X-rays, or basic services.
    • Waiting periods are waived or shortened when proof of prior creditable coverage from any carrier is submitted.
    • Cleanings and X-rays are $0 when using network providers.
    • Implants are covered on many Blue Shield Individual and Family Dental Plans.



Retirement Income supplement, accumulation, lifetime income, guarantees, IRA/ROTH IRA’S, 401(K) rollovers.

Business Overhead Expense (BOE)
Disability Insurance for you to cover your business overhead if you can no longer produce the income to pay
them due to illness, sickness or a disability

Medicare Advantage and Supplement Plans with and without Part D Prescriptions Drug Plans to cover cost that Medicare alone does not cover

Life Settlements

A method that allows you to trade your old life contract for cash when you no longer want or need the coverage, can no longer afford the premiums, don’t want to loose all those premiums you have paid, can provide additional retirement income

If you want to know more please visit the International Medical insurance’s site:

Phone Number

(714) 541-9131

Email Address

Mail to

PO Box 16651, Irvine, CA 92623


1234 E 17th Street,

Santa Ana, CA




State Licenses

California License  #0805641

Nevada License  #80530

Washington  State #945384

Covid - 19 Announcement:

We continue to operate via our normal business hours holding consultations through
Virtual Meetings either through Google Meetings, Zoom or Phone.

Stay safe!

Mike Waiters

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