Makes Good Dollars & Sense

Exceeding Your Needs with Professional Insurance and Financial Services

Makes Good Dollars & Sense

Exceeding Your Needs with Professional Insurance and Financial Services

Independent Financial & Insurance Services


Integrity is paramount at M.E. Waiters Financial & Insurance Services. I, Michael Waiters, strive to provide you with quality insurance services that serve to fulfill your best interests.


Discuss your retirement plan, including your 401k, IRA or Roth IRA, with me. I work tirelessly to ensure your needs are met through my financial services.

Special Offer: Free Consultation

AHIP Certified Agent for Medicare Open Enrollment 10/15/2019 – 12/07/2019
Certified Agent for Covered California Healthcare Reform Open Enrollment Effective March 20, 2020 Special Enrollment until August 31st, 2020

” SACRAMENTO, Calif. – As the state of California is taking action on many fronts to respond to the COVID-19 pandemic, Covered California and the Department of Health Care Services (DHCS) joined together to make sure that those losing employment would have a ready path to coverage – whether through Medi-Cal or the plans offered through Covered California.
Effective Friday, March 20, Covered California opened the health insurance exchange to any eligible uninsured individuals who need health care coverage amid the COVID-19 national emergency. Anyone who meets Covered California’s eligibility requirements, which are similar to those in place during the annual open-enrollment period, can sign up for coverage through August 31st, 2020.”

Turning 65 qualifying for Medicare, Medicare Supplements enrollment all year long

For Individuals & Small Businesses | (714) 541-9131

Proudly Serving Southern California, Located in Orange County and also licensed agent in The State Of Nevada, Washington

1971-1974 U.S. Air Force- Veteran

1976-1979 University of Colorado/Denver

October 1990- Present Licensed Insurance Agent, State Of California

1993 Irvine Chamber of Commerce Member of the Year for Active Involvement

1996 Irvine Chamber of Commerce Ambassador of the Year for Marketing & Welcoming New Members

2012 Member of the FBI Los Angeles Citizens Academy—Ensuring the Safety & Health of the Community with the Citizens Academy Alumni Association

2017 Black Belt

Learn about M.E. Waiters Financial & Insurance Services

M.E. Waiters Financial & Insurance Services is an independent insurance agency and finance company located in Santa Ana, California. My name is Michael Waiters and I serve as the head agent of the company, working to ensure each of my clients has the services they need to live happy and healthy lives.

My experience spans more than 25 years. I began my career with New York Life™ where I received basic training. I chose to become an independent agent in order to provide a more personalized service for my clients and to with other independent agents, including estate attorneys, financial planners, and CPAs.

Phone Number

(714) 541-9131

Email Address

Mail to

PO Box 16651, Irvine, CA 92623


1234 E 17th Street,

Santa Ana, CA




State Licenses

California License  #0805641

Nevada License  #80530

Washington  State #945384

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Covid - 19 Announcement:

We continue to operate via our normal business hours holding consultations through
Virtual Meetings either through Google Meetings, Zoom or Phone.

Stay safe!

Mike Waiters

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